SIP Calculator
Project how monthly investments grow into a future corpus.
Frequently Asked Questions
How does a SIP calculator work?
It applies the future value of an annuity formula: FV = P x [((1 + i)^n - 1) / i] x (1 + i), where P is the monthly amount, i the monthly return rate and n the number of months.
Are SIP returns guaranteed?
No. Market-linked investments fluctuate, so the expected return is an assumption. The calculator shows what would happen if returns stayed constant, which real markets never do exactly.
Why start a SIP early?
Compounding rewards time. A monthly investment started ten years earlier can end up worth far more than a larger one started late, because early contributions compound the longest.
Is the SIP Calculator free, and is my data private?
Yes. It is completely free and every calculation runs locally in your browser, so the numbers and dates you enter are never uploaded, stored, or shared with anyone.
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