Retirement Calculator
Project the size of your retirement pot at retirement age.
Frequently Asked Questions
How is the projected nest egg calculated?
Current savings are grown at the annual return for the years until retirement, and monthly contributions are compounded monthly as an annuity. The two future values are added together.
What return should I assume?
Diversified stock portfolios have historically returned roughly 7 to 10 percent a year before inflation over long periods, but returns are never guaranteed and past performance does not predict the future.
How much do I need to retire?
A common guide is 25 times your annual spending in retirement (the 4 percent rule), adjusted for pensions, housing and healthcare. This calculator helps you see whether your trajectory gets you there.
Is the Retirement Calculator free, and is my data private?
Yes. It is completely free and every calculation runs locally in your browser, so the numbers and dates you enter are never uploaded, stored, or shared with anyone.
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